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Chisel Stainless Steel Brushed with Braided Sterling Silver Inlay Cross Pendant on a 24 inch Ball Chain Necklace University of North Carolina } 14k White Gold 5-6mmChisel Stainless Steel Brushed with Braided Sterling Silver Inlay Cross Pendant on a 24 inch Ball Chain Necklace Embellish yourself with a gorgeous necklace. From bold dramatic and initial necklaces to romantic and meaningful necklaces. Wore them as a reminder to someone special so they are always near your heart. Sterling, at over 92% silver, is quite pure. Perhaps this metals most remarkable attribute is the way it ages. Silver patinas so